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Top Twenty Questions on Select2008

Trend   Question Yes / No
Helping the 1,000,000 home owners most at risk of foreclosures is too large a bailout 52% / 47%
257 votes
Helping the 200,000 to 400,000 home owners most at risk of foreclosures is enough 44% / 55%
76 votes
Provide $10 billion in loans and grants for states to buy and rehabilitate foreclosed homes 62% / 37%
53 votes
Provide for $20 billion in credit subsidy to the FHA to insure up to $400 billion in troubled mortgages 50% / 50%
35 votes
Restrict prepayment penalties for subprime mortgages 75% / 25%
8 votes
Creating new equity for troubled homeowners is a more effective way to avoid foreclosures 33% / 66%
7 votes
Require Federal registration for mortgage brokers 80% / 20%
7 votes
Cap interest rates on payday loans 80% / 20%
7 votes
Apply credit card interest rate increases only to future debt 66% / 33%
7 votes
Deter mortgage lending fraud with stiff penalties and use the proceeds to help at-risk borrowers avoid foreclosures 83% / 16%
6 votes
Borrowers should share their new equity and future appreciation equally with FHA  66% / 33%
6 votes
Promote 'foreclosure timeout' in which at-risk borrowers and lenders work out alternatives to foreclosure 66% / 33%
6 votes
Expand Fannie Mae's and Freddie Mac's foreclosure prevention efforts 66% / 33%
6 votes
Grant Fannie Mae and Freddie Mac much more flexibility in helping companies and homeowners replace expiring adjustable rate mortgages with fixed-rate loans 80% / 20%
6 votes
Allow Fannie Mae and Freddie Mac to purchase 'jumbo loans' up to a certain level 25% / 75%
6 votes
Enable Fannie Mae and Freddie Mac, as well as State housing finance agencies, to replace adjustable rate mortgage with fixed-rate loans 60% / 40%
6 votes
Create a federal statute imposing criminal penalties on unscrupulous foreclosure avoidance consultants 80% / 20%
6 votes
Deter mortgage fraud with stiff penalties 66% / 33%
6 votes
Provide potential borrowers with a simple standardized borrower metric (similar to APR) to facilitate comparisons between mortgage products 100% / 0%
6 votes
Borrowers should pay for FHA insurance 75% / 25%
6 votes
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