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Top Twenty Questions on Select2008

Trend   Question Yes / No
Provide $10 billion in loans and grants for states to buy and rehabilitate foreclosed homes 40% / 59%
597 votes
Helping the 200,000 to 400,000 home owners most at risk of foreclosures is enough 56% / 43%
283 votes
Helping the 1,000,000 home owners most at risk of foreclosures is too large a bailout 70% / 29%
133 votes
Provide for $20 billion in credit subsidy to the FHA to insure up to $400 billion in troubled mortgages 38% / 61%
65 votes
A foreclosure relief plan costing between $3 billion and $10 billion is enough to shore up the housing crisis 25% / 75%
14 votes
Create a federal statute imposing criminal penalties on unscrupulous foreclosure avoidance consultants 100% / 0%
12 votes
Helping the 1,000,000 home owners most at risk of foreclosures is enough 33% / 66%
11 votes
Promote 'foreclosure timeout' in which at-risk borrowers and lenders work out alternatives to foreclosure 100% / 0%
11 votes
Reduce lenders' principal in exchange for a payment from the proceeds of a new FHA loan 75% / 25%
11 votes
Enable Fannie Mae and Freddie Mac, as well as State housing finance agencies, to replace adjustable rate mortgage with fixed-rate loans 88% / 11%
11 votes
Strengthen the Federal Housing Administration so that it could provide more homebuyers with an alternative to the subprime market 62% / 37%
11 votes
Require mortgage brokers to disclose to borrowers that their compensation rises when borrowers' mortgage rates and mortgage fees are high 90% / 10%
11 votes
Require Federal registration for mortgage brokers 80% / 20%
11 votes
Provide potential borrowers with a simple standardized borrower metric (similar to APR) to facilitate comparisons between mortgage products 88% / 11%
11 votes
Deter mortgage lending fraud with stiff penalties and use the proceeds to help at-risk borrowers avoid foreclosures 100% / 0%
11 votes
Deter mortgage fraud with stiff penalties 100% / 0%
11 votes
Temporarily increase the size of the mortgages Fannie Mae and Freddie Mac can purchase 40% / 60%
11 votes
Allow Fannie Mae and Freddie Mac to purchase 'jumbo loans' up to a certain level 36% / 63%
11 votes
Grant Fannie Mae and Freddie Mac much more flexibility in helping companies and homeowners replace expiring adjustable rate mortgages with fixed-rate loans 66% / 33%
11 votes
Lenders will have to take significant losses in order to benefit from the proceeds of loans refinanced with government insurance 80% / 20%
11 votes
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