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Top Twenty Questions on Select2008

Trend   Question Yes / No
Helping the 1,000,000 home owners most at risk of foreclosures is too large a bailout 52% / 47%
257 votes
Helping the 200,000 to 400,000 home owners most at risk of foreclosures is enough 44% / 55%
76 votes
Provide $10 billion in loans and grants for states to buy and rehabilitate foreclosed homes 62% / 37%
53 votes
Provide for $20 billion in credit subsidy to the FHA to insure up to $400 billion in troubled mortgages 50% / 50%
35 votes
Restrict prepayment penalties for subprime mortgages 75% / 25%
8 votes
Require Federal registration for mortgage brokers 80% / 20%
7 votes
Cap interest rates on payday loans 80% / 20%
7 votes
Apply credit card interest rate increases only to future debt 66% / 33%
7 votes
Creating new equity for troubled homeowners is a more effective way to avoid foreclosures 33% / 66%
7 votes
Helping the 1,000,000 home owners most at risk of foreclosures is enough 0% / 100%
6 votes
Establish a $1 billion fund to provide Federal support to housing trust funds established by State, County and Municipal governments 0% / 100%
6 votes
Strengthen the Federal Housing Administration so that it could provide more homebuyers with an alternative to the subprime market 100% / 0%
6 votes
Require mortgage brokers to disclose to borrowers that their compensation rises when borrowers' mortgage rates and mortgage fees are high 100% / 0%
6 votes
Work with States to develop strong licensing standards for mortgage brokers 80% / 20%
6 votes
Require prompt and fair crediting of cardholder payments 75% / 25%
6 votes
Prohibit 'universal default' in credit card agreements 100% / 0%
6 votes
Prohibit interests on credit card fees 83% / 16%
6 votes
Ban unilateral changes in credit card agreements without prior written consent from consumers 66% / 33%
6 votes
Create a credit card rating on consumer features, such as rates and fees, assessed by the Federal Trade Commission 100% / 0%
6 votes
Lenders will have to take significant losses in order to benefit from the proceeds of loans refinanced with government insurance 50% / 50%
6 votes
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