Top Twenty Questions on Select2008

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Trend	Question	Yes / No
	Require mortgage brokers to disclose to borrowers that their compensation rises when borrowers' mortgage rates and mortgage fees are high	100% / 0% 1 votes
	Protect service members against predatory lenders	50% / 50% 0 votes
	Provide potential borrowers with a simple standardized borrower metric (similar to APR) to facilitate comparisons between mortgage products	50% / 50% 0 votes
	Restrict prepayment penalties for subprime mortgages	50% / 50% 0 votes
	Eliminate prepayment penalties on mortgage products	50% / 50% 0 votes
	Require Federal registration for mortgage brokers	50% / 50% 0 votes
	Work with States to develop strong licensing standards for mortgage brokers	50% / 50% 0 votes
	Strengthen the Federal Housing Administration so that it could provide more homebuyers with an alternative to the subprime market	50% / 50% 0 votes
	Establish a $1 billion fund to provide Federal support to housing trust funds established by State, County and Municipal governments	50% / 50% 0 votes
	Deter mortgage lending fraud with stiff penalties and use the proceeds to help at-risk borrowers avoid foreclosures	50% / 50% 0 votes
	Deter mortgage fraud with stiff penalties	50% / 50% 0 votes
	Protect veterans from predatory lenders who prey on low income veterans to sign over their veteran's benefits	50% / 50% 0 votes
	Cap interest rates on payday loans	50% / 50% 0 votes
	Prohibit interests on credit card fees	50% / 50% 0 votes
	Prohibit 'universal default' in credit card agreements	50% / 50% 0 votes
	Require prompt and fair crediting of cardholder payments	50% / 50% 0 votes
	Eliminate the Federal bankruptcy law's Chapter 13 that prevents bankruptcy courts from modifying a person's mortgage payments	50% / 50% 0 votes
	Crack down on unscrupulous consultants that claim to be able to help homeowners avoid foreclosures	50% / 50% 0 votes
	Create a federal statute imposing criminal penalties on unscrupulous foreclosure avoidance consultants	50% / 50% 0 votes
	Enable Fannie Mae and Freddie Mac, as well as State housing finance agencies, to replace adjustable rate mortgage with fixed-rate loans	50% / 50% 0 votes
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