Question
Health Care > Health Insurance > Affordable Health Insurance
Reform health insurance laws
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192 votes for this question.
Background
Health insurance is heavily regulated at the state level. Some states require insurance plans to cover certain types of health care providers or provide certain types of health benefits. Other state regulations affect the rating rules for insurance or the ability of insurance plans to exclude people from coverage. Still others limit the ability of insurance companies to select health care providers.
Premiums tend to be higher in states that regulate more heavily. On average, states with health plan liability laws, direct-access-to-specialist laws, and provider due process mandates have higher health insurance premiums than states without these regulations. Furthermore, states with more than 26 mandated benefits have higher premiums than states with 26 or fewer benefits.
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Premiums tend to be higher in states that regulate more heavily. On average, states with health plan liability laws, direct-access-to-specialist laws, and provider due process mandates have higher health insurance premiums than states without these regulations. Furthermore, states with more than 26 mandated benefits have higher premiums than states with 26 or fewer benefits.
see more on Wikipedia
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