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Health Care > Universal Healthcare > Health Insurance Regulations
Establish health insurance benchmarks government-sponsored health plans, such as dental, mental health, and prevention coverage
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Background

In government-sponsored health plans, the Federal Government would establish guidelines and requirements with respect to benefits, minimum coverage, and premiums. Private health insurance companies would have to comply with these benchmarks to be allowed to offer health plans under the government program.

The government covers a little over one-quarter of the population through healthcare programs for the elderly (Medicare), disabled (Social Security), military service families and veterans (Tricare and VHA), children (SCHIP), and the poor (Medicare). Federal law ensures public access to emergency services regardless of ability to pay. However, this unfunded mandate has contributed to a health care safety net that some analyses say is increasingly strained. Certain types of medical spending and particularly health insurance benefit from significant tax subsidies; in particular, employer-sponsored health insurance is a non-taxable benefit.

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